Privacy Notice

Last update: 19th January 2026

1. Purpose of this Privacy Notice

This Privacy Notice describes how Amfin SA, Via al Chioso 15, CH-6900 Lugano (hereinafter “Amfin”, “we”, “our”, “us”), collects and processes personal data. Personal data is any information relating to an identified or identifiable natural person. We treat personal data confidentially and in accordance with the statutory data protection regulations and this Privacy Notice. For the data processing according to this Privacy Notice, Amfin is the “controller”, i.e. the party primarily responsible under data protection law unless otherwise communicated in individual cases

2. Data processing and categories of personal data

We process different categories of personal data depending on the occasion and purpose of the processing. We primarily process data that we receive in the context of an existing or potential client relationship or receive in the context of the execution of contracts or the use of products and services with other business partners. You will find below the most important categories of personal data we process, whereby this list cannot be exhaustive:

3. Purposes of data processing

The specific data processed and the method used depends largely on the services requested or agreed upon. Amfin always processes personal data for specific purposes and as follows for:

4. Cookies from partners and third parties on our website

The Site does not use third-party cookies for analysis, marketing, or profiling purposes (e.g., Google Analytics, social media cookies, advertising, or remarketing tools). Technical cookies are necessary for the proper functioning of the Site and to allow the user to navigate and use its features. This type of cookie does not require user consent, pursuant to current legislation. Since the Site only uses technical cookies, there is no banner consent system for profiling cookies.

5. Data sharing and data transfer

Amfin will only disclose data to third parties if this is necessary for the provision of its services, if these third parties provide a service for us, if we are required to do so by law or by the authorities, or if we have an overriding interest in the disclosure of the personal data. We will also disclose personal data to third parties if the data subjects give their consent to do so or have requested us to do so. Not all personal data is transmitted in encrypted form as standard. Unless explicitly agreed otherwise with the client or employee, reports, invoices, contracts, accounting data, as well as salary administration data, salary statements and pay slips, are transmitted unencrypted. The following categories of recipients may receive personal data from us: In individual cases, it is possible that we also disclose personal data to other third parties for their own purposes, e.g. if you have given us your consent to do so or if we are legally obliged or entitled to disclose such data. For the above purposes, personal data will be transferred mainly in Switzerland or in the EU/EEA. Certain personal data may also be transferred to the USA or in exceptional cases to other countries worldwide. Should a transfer of data to other countries that do not have an adequate level of data protection be necessary, this will be done on the basis of the EU standard contractual clauses or other appropriate instruments. In certain cases, we may transmit data in accordance with data protection law requirements even without such instruments, e.g. if you have consented to the corresponding disclosure or if the disclosure is necessary for the execution of the contract, for the establishment, exercise or enforcement of legal claims or for overriding public interests.

6. Duration of the retention of personal data

Amfin processes and stores personal data as long as it is necessary for the fulfilment of contractual and legal obligations or the purposes otherwise pursued with the processing, i.e., for example for the duration of the entire business relationship (from the initiation, processing to the termination of a contract) as well as beyond that in accordance with the statutory retention and documentation obligations. In this context, it is possible that personal data will be retained for the time during which claims can be asserted against us (i.e. in particular during the statutory limitation period) and to the extent that we are otherwise legally obliged to do so or legitimate business interests require this (e.g. for evidence and documentation purposes). As soon as the storage of personal data is no longer required for the aforementioned purposes, it is generally destroyed.

7. Data security

We take appropriate security measures to protect the confidentiality, integrity and availability of your personal data to protect it against unauthorised or unlawful processing and to protect it against the risks of loss, accidental loss or alteration, unauthorised access. However, security risks cannot be completely ruled out; residual risks are unavoidable.

8. Rights

Under the applicable data protection law, you have certain rights to obtain further information about and influence our data processing. Particularly, these are the following rights: Please note that these rights are subject to legal requirements and restrictions and are therefore not fully applicable in every case. In particular, we may need to further process and store your personal data in order to fulfil a contract with you, to protect our own legitimate interests such as the assertion, exercise or defence of legal claims, or to comply with legal obligations. To the extent legally permissible, in particular to protect the rights and freedoms of other data subjects and to safeguard interests worthy of protection, we may therefore also reject a data subject request in whole or in part (e.g. by redacting certain content relating to third parties or our trade secrets). If you wish to exercise any rights against us, please contact us in writing. You will find our contact details in the section below. As a rule, we will have to verify your identity (e.g. by means of a copy of your ID card). You are also free to file a complaint against our processing of your data with the competent supervisory authority. The competent supervisory authority in Switzerland is the Swiss Data Protection and Information Commissioner (FDPIC).

9. Data protection concerns

For requests for information and questions regarding data protection, Amfin can be contacted as follows: AMFIN SA Via al Chioso 15 CH-6900 Lugano tel. +41 91 971 73 30 fax. +41 91 971 73 35 e-mail: info@amfin.ch 10. Modification of the Privacy Notice Amfin may amend its Privacy Notice at any time by posting it on the website. It is the responsibility of the party concerned to stay informed about the latest version on the website. Status of this Privacy Notice: 09.01.2026